Flood Claims Map

Pennsylvania

Flood insurance claims in Centre County, Pennsylvania

FEMA records 339 National Flood Insurance Program claims in Centre County, Pennsylvania, since 1978, with $3.0 million paid in total. The year with the most claims was 2004, with 90. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 14.5% of homes in the high-risk flood zone did.

NFIP claims on record339
Total paid$3.0 million
Claims with a payment267
Homes with NFIP policy0.5%
High-risk zone homes insured14.5%
Residential policies in force266

Claims by year of loss

1978: 2719781979: 471980: 11981: 81982: 119821983: 11984: 211985: 01986: 019861987: 01988: 01989: 11990: 019901991: 01992: 01993: 101994: 219941995: 01996: 531997: 11998: 019981999: 12000: 22001: 02002: 120022003: 42004: 902005: 22006: 020062007: 02008: 42009: 12010: 820102011: 52012: 12013: 32014: 420142015: 02016: 162017: 12018: 1720182019: 02020: 12021: 12022: 020222023: 02024: 22025: 02026: 2202690

NFIP claims by year of loss, Centre County, Pennsylvania

1978: $20,30919781979: $56,9691980: $5,0471981: $7,0791982: $1,06519821983: $01984: $17,9991985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $7,6121994: $019941995: $01996: $330,3351997: $01998: $019981999: $02000: $02001: $02002: $020022003: $18,6272004: $2.1 million2005: $3,1922006: $020062007: $02008: $15,6382009: $02010: $24,52520102011: $26,0222012: $1232013: $16,9862014: $20,45620142015: $02016: $149,2912017: $1,5042018: $172,52120182019: $02020: $02021: $10,6892022: $020222023: $02024: $7,9692025: $02026: $02026$2.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Centre County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan86
Flooding69
Not a named storm16
Tropical Storm Lee1
Hurricane Debby1

ZIP codes with the most claims

ZIP code (as reported)Claims
1682357
1685352
1686647
1683243
1680139
1687521
168549
168037
168827
168286

191 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $832,624, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,37619914.5%
All homes48,7742660.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.