Flood Claims Map

Pennsylvania

Flood insurance claims in Delaware County, Pennsylvania

FEMA records 3,034 National Flood Insurance Program claims in Delaware County, Pennsylvania, since 1978, with $57.2 million paid in total. The year with the most claims was 1999, with 509. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 38.6% of homes in the high-risk flood zone did.

NFIP claims on record3,034
Total paid$57.2 million
Claims with a payment2,405
Homes with NFIP policy0.7%
High-risk zone homes insured38.6%
Residential policies in force1,153

Claims by year of loss

1978: 6119781979: 1251980: 261981: 361982: 619821983: 111984: 521985: 181986: 119861987: 41988: 81989: 1271990: 1419901991: 861992: 141993: 161994: 7719941995: 41996: 551997: 61998: 019981999: 5092000: 182001: 242002: 520022003: 822004: 3342005: 182006: 1120062007: 272008: 72009: 292010: 32620102011: 3142012: 352013: 242014: 5320142015: 92016: 92017: 52018: 7720182019: 372020: 2682021: 352022: 020222023: 82024: 142025: 72026: 22026509

NFIP claims by year of loss, Delaware County, Pennsylvania

1978: $77,65419781979: $381,3101980: $162,5001981: $157,9711982: $2,41419821983: $19,6011984: $128,6801985: $50,5461986: $019861987: $21,0271988: $13,3871989: $1.1 million1990: $67,58719901991: $759,3891992: $32,3521993: $44,4971994: $627,60319941995: $2,9721996: $323,8931997: $30,2321998: $019981999: $11.7 million2000: $46,7382001: $186,4572002: $2,33820022003: $1.1 million2004: $5.6 million2005: $75,6672006: $77,94420062007: $86,4792008: $20,5382009: $189,9552010: $8.8 million20102011: $6.2 million2012: $476,0312013: $146,1752014: $1.4 million20142015: $11,0832016: $40,9652017: $35,4962018: $1.4 million20182019: $924,0442020: $11.6 million2021: $2.9 million2022: $020222023: $10,2482024: $221,5022025: $12,0772026: $9,2742026$11.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Delaware County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd427
Hurricane Irene243
Hurricane Isaias234
Mid-spring storms52
Tropical Storm Lee47
Flooding33
Hurricane Ida27
Tropical Storm Allison20

ZIP codes with the most claims

ZIP code (as reported)Claims
19023553
19015497
19082361
19013191
19083156
19064145
19087126
1902987
1931774
1900866

2,001 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $43.0 million, contents $14.2 million, increased cost of compliance $105,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,81370038.6%
All homes170,8791,1530.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.