Flood Claims Map

Pennsylvania

Flood insurance claims in Franklin County, Pennsylvania

FEMA records 188 National Flood Insurance Program claims in Franklin County, Pennsylvania, since 1979, with $1.1 million paid in total. The year with the most claims was 1996, with 44. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 20.1% of homes in the high-risk flood zone did.

NFIP claims on record188
Total paid$1.1 million
Claims with a payment129
Homes with NFIP policy0.4%
High-risk zone homes insured20.1%
Residential policies in force213

Claims by year of loss

1979: 1019791980: 01981: 21982: 21983: 119831984: 251985: 31986: 01987: 019871988: 01989: 21990: 11991: 019911992: 01993: 21994: 11995: 419951996: 441997: 01998: 01999: 019992000: 02001: 02002: 02003: 320032004: 52005: 12006: 402007: 020072008: 12009: 02010: 62011: 920112012: 42013: 02014: 62015: 220152016: 02017: 12018: 42019: 120192020: 22021: 22022: 12023: 020232024: 02025: 344

NFIP claims by year of loss, Franklin County, Pennsylvania

1979: $12,51919791980: $01981: $4,2311982: $1,2181983: $3,62519831984: $41,3101985: $6,0701986: $01987: $019871988: $01989: $7971990: $01991: $019911992: $01993: $13,6051994: $2,8981995: $5,23319951996: $164,0051997: $01998: $01999: $019992000: $02001: $02002: $02003: $2,65120032004: $42,0792005: $02006: $553,7952007: $020072008: $02009: $02010: $22,1872011: $17,62020112012: $20,5462013: $02014: $48,8932015: $3,25420152016: $02017: $02018: $75,7252019: $020192020: $6,1962021: $14,0062022: $6,5682023: $020232024: $02025: $8,579$553,795

Paid on claims by year of loss (building, contents and increased cost of compliance), Franklin County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding38
Tropical Storm Lee5
Not a named storm5
Hurricane Sandy4
March 2010 Nor'easter4
Tropical Storm Ivan3
Hurricane Ida1

ZIP codes with the most claims

ZIP code (as reported)Claims
1720153
1720247
1722222
1722515
1726815
1725710
172366
172545
172524
172352

96 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $951,411, contents $96,199, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone77715620.1%
All homes59,6902130.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.