Flood Claims Map

Pennsylvania

Flood insurance claims in Indiana County, Pennsylvania

FEMA records 387 National Flood Insurance Program claims in Indiana County, Pennsylvania, since 1978, with $2.4 million paid in total. The year with the most claims was 2004, with 76. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 18.9% of homes in the high-risk flood zone did.

NFIP claims on record387
Total paid$2.4 million
Claims with a payment299
Homes with NFIP policy0.5%
High-risk zone homes insured18.9%
Residential policies in force171

Claims by year of loss

1978: 3619781979: 21980: 41981: 71982: 619821983: 01984: 51985: 21986: 019861987: 31988: 01989: 01990: 019901991: 31992: 01993: 11994: 1119941995: 11996: 531997: 71998: 119981999: 12000: 12001: 02002: 120022003: 22004: 762005: 42006: 320062007: 02008: 12009: 12010: 020102011: 12012: 462013: 12014: 020142015: 22016: 12017: 622018: 1820182019: 12020: 22021: 32022: 120222023: 02024: 92025: 52026: 3202676

NFIP claims by year of loss, Indiana County, Pennsylvania

1978: $41,65219781979: $7711980: $1,0911981: $2,7991982: $8,34019821983: $01984: $3711985: $9121986: $019861987: $6241988: $01989: $01990: $019901991: $01992: $01993: $4,2401994: $19,97419941995: $5401996: $301,0771997: $25,7221998: $019981999: $1,5342000: $6,4532001: $02002: $56620022003: $3,0532004: $395,1542005: $3,7912006: $21,16420062007: $02008: $29,2112009: $02010: $020102011: $10,5472012: $245,7492013: $1,5912014: $020142015: $29,8402016: $5,9542017: $569,6602018: $231,23420182019: $3,5252020: $1,6712021: $8,7112022: $020222023: $02024: $296,6582025: $38,2472026: $37,8512026$569,660

Paid on claims by year of loss (building, contents and increased cost of compliance), Indiana County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan64
Flooding54
Hurricane Debby6
Hurricane Ida3
Tropical Storm Lee1

ZIP codes with the most claims

ZIP code (as reported)Claims
15701200
1574842
1572828
1577426
1572418
1573215
1571713
157256
162116
157346

240 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.2 million, contents $175,972, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone77814718.9%
All homes33,2441710.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.