Flood Claims Map

Pennsylvania

Flood insurance claims in Lancaster County, Pennsylvania

FEMA records 2,106 National Flood Insurance Program claims in Lancaster County, Pennsylvania, since 1978, with $32.8 million paid in total. The year with the most claims was 2011, with 477. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 27.3% of homes in the high-risk flood zone did.

NFIP claims on record2,106
Total paid$32.8 million
Claims with a payment1,742
Homes with NFIP policy0.4%
High-risk zone homes insured27.3%
Residential policies in force678

Claims by year of loss

1978: 30819781979: 2111980: 21981: 21982: 2919821983: 271984: 511985: 111986: 8419861987: 681988: 311989: 161990: 119901991: 01992: 21993: 411994: 2219941995: 51996: 1481997: 31998: 219981999: 732000: 472001: 202002: 120022003: 292004: 662005: 512006: 3620062007: 32008: 12009: 02010: 820102011: 4772012: 172013: 72014: 620142015: 42016: 12017: 22018: 9220182019: 02020: 72021: 512022: 020222023: 02024: 42025: 382026: 12026477

NFIP claims by year of loss, Lancaster County, Pennsylvania

1978: $1.4 million19781979: $537,0021980: $4,6981981: $6,7671982: $68,09719821983: $33,2191984: $362,0571985: $24,6551986: $842,64319861987: $315,7531988: $51,6541989: $122,1251990: $1,59319901991: $01992: $5,7911993: $90,5841994: $63,25519941995: $108,5221996: $1.7 million1997: $1,2191998: $019981999: $854,4572000: $1.1 million2001: $501,4212002: $6,01620022003: $113,8322004: $1.0 million2005: $1.4 million2006: $430,02820062007: $02008: $02009: $02010: $32,16620102011: $16.0 million2012: $153,0272013: $13,9682014: $40,75920142015: $7132016: $02017: $02018: $2.6 million20182019: $02020: $286,8102021: $1.5 million2022: $020222023: $02024: $30,9572025: $1.1 million2026: $02026$16.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lancaster County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Lee460
Flooding206
Not a named storm129
Hurricane Floyd65
Hurricane Ida51
Tropical Storm Ivan47
Hurricane Sandy17
Hurricane Isabel7

ZIP codes with the most claims

ZIP code (as reported)Claims
17602268
17545225
17603174
17547161
17512137
17522136
17601123
1754391
1756587
1757981

1,282 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $26.1 million, contents $6.6 million, increased cost of compliance $96,050.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,54442127.3%
All homes184,7446780.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.