Flood Claims Map

Pennsylvania

Flood insurance claims in Lehigh County, Pennsylvania

FEMA records 967 National Flood Insurance Program claims in Lehigh County, Pennsylvania, since 1978, with $12.4 million paid in total. The year with the most claims was 1979, with 131. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 23.0% of homes in the high-risk flood zone did.

NFIP claims on record967
Total paid$12.4 million
Claims with a payment741
Homes with NFIP policy0.4%
High-risk zone homes insured23.0%
Residential policies in force423

Claims by year of loss

1978: 5419781979: 1311980: 31981: 91982: 7019821983: 201984: 311985: 211986: 819861987: 911988: 11989: 31990: 019901991: 01992: 21993: 141994: 1019941995: 01996: 591997: 21998: 019981999: 112000: 12001: 42002: 120022003: 52004: 802005: 642006: 1720062007: 22008: 32009: 12010: 1720102011: 742012: 02013: 32014: 120142015: 22016: 22017: 02018: 2620182019: 52020: 882021: 182022: 220222023: 22024: 52025: 22026: 22026131

NFIP claims by year of loss, Lehigh County, Pennsylvania

1978: $117,25519781979: $484,8741980: $9,2531981: $23,6001982: $684,00019821983: $27,1611984: $64,7121985: $106,3851986: $25,84219861987: $1.9 million1988: $6071989: $4,6581990: $019901991: $01992: $6,4561993: $49,0201994: $13,98819941995: $01996: $672,8531997: $5,0351998: $019981999: $43,7362000: $02001: $117,7992002: $83520022003: $3332004: $1.9 million2005: $1.0 million2006: $174,84120062007: $7,1422008: $3,8112009: $02010: $246,15320102011: $729,8112012: $02013: $53,2802014: $6320142015: $3,2882016: $44,5162017: $02018: $412,97320182019: $24,7742020: $3.0 million2021: $437,6222022: $6,78220222023: $02024: $14,8502025: $40,3582026: $10,8282026$3.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lehigh County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding120
Not a named storm111
Hurricane Isaias86
Tropical Storm Ivan80
Hurricane Irene47
Hurricane Gloria15
Hurricane Ida15
Tropical Storm Lee9

ZIP codes with the most claims

ZIP code (as reported)Claims
18103183
18104161
18062146
1810975
1801861
1805259
1804947
1810235
1806920
1810516

528 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $8.0 million, contents $4.4 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,16726823.0%
All homes115,4734230.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.