Flood Claims Map

Pennsylvania

Flood insurance claims in Lycoming County, Pennsylvania

FEMA records 3,878 National Flood Insurance Program claims in Lycoming County, Pennsylvania, since 1978, with $58.3 million paid in total. The year with the most claims was 1996, with 960. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 15.5% of homes in the high-risk flood zone did.

NFIP claims on record3,878
Total paid$58.3 million
Claims with a payment3,375
Homes with NFIP policy1.7%
High-risk zone homes insured15.5%
Residential policies in force661

Claims by year of loss

1978: 4719781979: 2321980: 71981: 331982: 719821983: 361984: 4051985: 11986: 1019861987: 01988: 41989: 41990: 519901991: 11992: 11993: 131994: 20919941995: 01996: 9601997: 11998: 1019981999: 322000: 22001: 12002: 220022003: 82004: 7352005: 332006: 1320062007: 22008: 82009: 32010: 11920102011: 7552012: 12013: 02014: 320142015: 12016: 662017: 22018: 3520182019: 12020: 32021: 12022: 320222023: 22024: 522025: 22026: 72026960

NFIP claims by year of loss, Lycoming County, Pennsylvania

1978: $50,70619781979: $385,1971980: $13,1851981: $28,9961982: $9,25919821983: $40,1801984: $1.3 million1985: $01986: $22,43919861987: $01988: $9521989: $9221990: $15,52819901991: $01992: $01993: $12,4991994: $1.6 million19941995: $01996: $16.8 million1997: $01998: $16,34519981999: $246,8192000: $02001: $5,5552002: $92020022003: $34,2252004: $10.6 million2005: $243,6512006: $168,11120062007: $9732008: $30,8342009: $2,0532010: $1.0 million20102011: $22.7 million2012: $11,0442013: $02014: $16,20820142015: $02016: $969,2782017: $6,8032018: $294,03120182019: $176,6452020: $12,8052021: $17,3102022: $27,90320222023: $1,0152024: $1.3 million2025: $9,0952026: $02026$22.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lycoming County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,319
Tropical Storm Ivan722
Tropical Storm Lee699
Hurricane Debby46
Not a named storm27
Hurricane Irene13
Hurricane Isabel1

ZIP codes with the most claims

ZIP code (as reported)Claims
177011,183
17756652
17728566
17740403
17754361
17752147
17771142
17702102
1774452
1773744

3,273 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $49.5 million, contents $8.0 million, increased cost of compliance $816,944.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,69557415.5%
All homes39,1256611.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.