Flood Claims Map

Pennsylvania

Flood insurance claims in Montour County, Pennsylvania

FEMA records 154 National Flood Insurance Program claims in Montour County, Pennsylvania, since 1978, with $3.2 million paid in total. The year with the most claims was 2011, with 51. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 14.2% of homes in the high-risk flood zone did.

NFIP claims on record154
Total paid$3.2 million
Claims with a payment122
Homes with NFIP policy1.0%
High-risk zone homes insured14.2%
Residential policies in force62

Claims by year of loss

1978: 219781979: 191980: 01981: 11982: 019821983: 101984: 81985: 01986: 119861987: 01988: 01989: 01990: 019901991: 01992: 01993: 71994: 019941995: 01996: 181997: 01998: 119981999: 12000: 02001: 12002: 020022003: 02004: 112005: 12006: 1120062007: 02008: 22009: 02010: 120102011: 512012: 02013: 02014: 120142015: 02016: 02017: 02018: 520182019: 02020: 02021: 12022: 020222023: 02024: 151

NFIP claims by year of loss, Montour County, Pennsylvania

1978: $1,04019781979: $25,4491980: $01981: $01982: $019821983: $16,5071984: $7,6351985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $7,4311994: $019941995: $01996: $204,1061997: $01998: $5,10619981999: $10,1932000: $02001: $20,0002002: $020022003: $02004: $50,0582005: $3,9672006: $187,75420062007: $02008: $8,7832009: $02010: $1,27120102011: $2.5 million2012: $02013: $02014: $020142015: $02016: $02017: $02018: $187,63920182019: $02020: $02021: $2,0322022: $020222023: $02024: $0$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Montour County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Lee50
Flooding24
Tropical Storm Ivan11
Tropical Storm Allison1
Hurricane Ida1

ZIP codes with the most claims

ZIP code (as reported)Claims
17821113
1788417
178209
173605
177724
170842
177582
190061
178471

82 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.3 million, contents $824,544, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2884114.2%
All homes6,244621.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.