Flood Claims Map

Pennsylvania

Flood insurance claims in Northampton County, Pennsylvania

FEMA records 1,561 National Flood Insurance Program claims in Northampton County, Pennsylvania, since 1978, with $48.4 million paid in total. The year with the most claims was 2004, with 329. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 38.5% of homes in the high-risk flood zone did.

NFIP claims on record1,561
Total paid$48.4 million
Claims with a payment1,310
Homes with NFIP policy0.6%
High-risk zone homes insured38.5%
Residential policies in force594

Claims by year of loss

1978: 1019781979: 441980: 11981: 51982: 719821983: 161984: 101985: 51986: 1319861987: 121988: 01989: 11990: 119901991: 01992: 01993: 31994: 419941995: 11996: 1041997: 21998: 119981999: 222000: 32001: 22002: 120022003: 32004: 3292005: 2982006: 29620062007: 102008: 12009: 22010: 2120102011: 1372012: 62013: 52014: 820142015: 92016: 32017: 22018: 1220182019: 02020: 772021: 362022: 020222023: 302024: 52025: 22026: 12026329

NFIP claims by year of loss, Northampton County, Pennsylvania

1978: $42,48919781979: $214,1761980: $1,9931981: $5,0951982: $81,45819821983: $15,5611984: $16,5701985: $42,6071986: $65,79819861987: $94,7541988: $01989: $01990: $019901991: $01992: $01993: $9,8901994: $18,79919941995: $01996: $1.2 million1997: $3,9731998: $52319981999: $286,9922000: $165,4032001: $02002: $020022003: $3,8692004: $10.8 million2005: $14.4 million2006: $15.3 million20062007: $37,2232008: $02009: $02010: $209,30720102011: $2.0 million2012: $8,1022013: $57,6682014: $33,98020142015: $102,8652016: $4,7192017: $42,5932018: $118,41520182019: $02020: $1.4 million2021: $411,7972022: $020222023: $1.1 million2024: $2,1882025: $02026: $1,3042026$15.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Northampton County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan320
Flooding115
Hurricane Isaias74
Hurricane Irene61
Tropical Storm Lee39
Not a named storm37
Torrential rain34
Hurricane Ida31

ZIP codes with the most claims

ZIP code (as reported)Claims
18042424
18013244
18040239
18343134
1801884
1802070
1801766
1801564
1805543
1804527

1,091 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $39.8 million, contents $6.8 million, increased cost of compliance $1.8 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,12443338.5%
All homes101,8695940.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.