Flood Claims Map

Pennsylvania

Flood insurance claims in Northumberland County, Pennsylvania

FEMA records 1,721 National Flood Insurance Program claims in Northumberland County, Pennsylvania, since 1978, with $24.2 million paid in total. The year with the most claims was 2011, with 418. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 15.2% of homes in the high-risk flood zone did.

NFIP claims on record1,721
Total paid$24.2 million
Claims with a payment1,478
Homes with NFIP policy1.0%
High-risk zone homes insured15.2%
Residential policies in force365

Claims by year of loss

1978: 3219781979: 1291980: 21981: 241982: 1119821983: 241984: 1151985: 01986: 1119861987: 11988: 11989: 11990: 519901991: 21992: 21993: 501994: 1619941995: 11996: 3591997: 11998: 519981999: 302000: 02001: 12002: 020022003: 32004: 2982005: 292006: 10320062007: 22008: 52009: 02010: 1720102011: 4182012: 32013: 02014: 020142015: 12016: 02017: 02018: 1720182019: 02020: 12021: 1418

NFIP claims by year of loss, Northumberland County, Pennsylvania

1978: $19,03019781979: $498,2091980: $01981: $43,6091982: $18,79619821983: $27,8501984: $470,4651985: $01986: $2,63919861987: $01988: $3,7411989: $01990: $50,41219901991: $01992: $8,4391993: $216,1491994: $295,56519941995: $01996: $4.6 million1997: $01998: $019981999: $151,4742000: $02001: $5,0512002: $020022003: $3,6712004: $5.1 million2005: $163,9172006: $1.9 million20062007: $26,6972008: $494,5692009: $02010: $282,93220102011: $9.6 million2012: $4,9872013: $02014: $020142015: $02016: $02017: $02018: $220,58420182019: $02020: $13,4222021: $11,766$9.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Northumberland County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding457
Tropical Storm Lee364
Tropical Storm Ivan297
Not a named storm4
Hurricane Irene3
Torrential rain2
Hurricane Floyd2

ZIP codes with the most claims

ZIP code (as reported)Claims
17847704
17857255
17801210
1787298
1777781
1783075
1782469
1785155
1786630
1782127

1,282 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $19.8 million, contents $4.4 million, increased cost of compliance $116,214.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,69225815.2%
All homes35,4953651.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.