Flood Claims Map

Pennsylvania

Flood insurance claims in Philadelphia County, Pennsylvania

FEMA records 1,700 National Flood Insurance Program claims in Philadelphia County, Pennsylvania, since 1978, with $47.6 million paid in total. The year with the most claims was 2020, with 251. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record1,700
Total paid$47.6 million
Claims with a payment1,324
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force1,383

Claims by year of loss

1978: 5319781979: 671980: 771981: 111982: 3519821983: 91984: 681985: 601986: 219861987: 121988: 81989: 371990: 319901991: 101992: 51993: 81994: 1719941995: 11996: 311997: 21998: 219981999: 2272000: 122001: 62002: 320022003: 122004: 1282005: 282006: 3020062007: 132008: 62009: 182010: 5420102011: 1192012: 112013: 42014: 4020142015: 42016: 122017: 22018: 1920182019: 122020: 2512021: 1422022: 320222023: 112024: 42025: 62026: 52026251

NFIP claims by year of loss, Philadelphia County, Pennsylvania

1978: $104,71019781979: $313,4021980: $308,7721981: $6,3461982: $493,09819821983: $7,0361984: $502,4961985: $356,8051986: $5,12119861987: $17,2361988: $104,1601989: $24,2931990: $019901991: $33,1951992: $19,8901993: $159,0231994: $164,81719941995: $01996: $610,5851997: $01998: $019981999: $6.1 million2000: $19,2492001: $14,0022002: $1,65520022003: $16,8482004: $1.9 million2005: $329,5112006: $1.2 million20062007: $25,9422008: $15,2512009: $54,3922010: $567,33920102011: $2.9 million2012: $20,5642013: $02014: $3.9 million20142015: $6,2402016: $22,9262017: $02018: $175,53420182019: $155,9832020: $8.8 million2021: $18.0 million2022: $5,50420222023: $110,6202024: $02025: $7,8672026: $15,7962026$18.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Philadelphia County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isaias247
Hurricane Floyd183
Hurricane Ida123
Hurricane Irene70
Not a named storm38
Mid-spring storms33
Tropical Storm Lee27
Flooding25

ZIP codes with the most claims

ZIP code (as reported)Claims
19153608
19127183
19103106
19114102
1912880
1911638
1915229
1914128
1914827
1914726

963 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $38.4 million, contents $9.2 million, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0906n/a
All homes477,1541,3830.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.