Flood Claims Map

Pennsylvania

Flood insurance claims in Somerset County, Pennsylvania

FEMA records 395 National Flood Insurance Program claims in Somerset County, Pennsylvania, since 1978, with $2.6 million paid in total. The year with the most claims was 1996, with 122. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 16.3% of homes in the high-risk flood zone did.

NFIP claims on record395
Total paid$2.6 million
Claims with a payment291
Homes with NFIP policy0.9%
High-risk zone homes insured16.3%
Residential policies in force257

Claims by year of loss

1978: 1819781979: 121980: 81981: 41982: 119821983: 281984: 51985: 121986: 019861987: 31988: 01989: 11990: 019901991: 01992: 31993: 41994: 119941995: 11996: 1221997: 61998: 119981999: 22000: 102001: 02002: 020022003: 62004: 272005: 82006: 620062007: 02008: 42009: 32010: 2120102011: 52012: 52013: 02014: 220142015: 52016: 02017: 52018: 2520182019: 52020: 12021: 02022: 020222023: 02024: 42025: 182026: 32026122

NFIP claims by year of loss, Somerset County, Pennsylvania

1978: $33,60219781979: $16,4621980: $15,3901981: $8,9601982: $74519821983: $90,6281984: $5,3401985: $9,9661986: $019861987: $14,1001988: $01989: $01990: $019901991: $01992: $01993: $20,7871994: $019941995: $01996: $771,4531997: $17,3351998: $14319981999: $6,7082000: $13,4312001: $02002: $020022003: $24,2132004: $250,6002005: $51,6552006: $19,85320062007: $02008: $20,7912009: $135,7072010: $88,32720102011: $48,7452012: $18,4212013: $02014: $1,50220142015: $92,4802016: $02017: $26,8672018: $425,30220182019: $22,7332020: $17,7622021: $02022: $020222023: $02024: $1,6872025: $296,4882026: $22,0392026$771,453

Paid on claims by year of loss (building, contents and increased cost of compliance), Somerset County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding111
Tropical Storm Ivan21
March 2010 Nor'easter18
Hurricane Sandy3
Not a named storm2
Tropical Storm Lee2
Tropical Storm Bill1
Hurricane Debby1

ZIP codes with the most claims

ZIP code (as reported)Claims
1555268
1596358
1593637
1554236
1550132
1590524
1593521
1592616
1542415
1595911

232 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.2 million, contents $373,775, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,35722116.3%
All homes29,8882570.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.