Flood Claims Map

Pennsylvania

Flood insurance claims in Union County, Pennsylvania

FEMA records 927 National Flood Insurance Program claims in Union County, Pennsylvania, since 1978, with $11.8 million paid in total. The year with the most claims was 1996, with 214. As of 3 August 2026, 2.0% of homes here had an NFIP policy, and 16.6% of homes in the high-risk flood zone did.

NFIP claims on record927
Total paid$11.8 million
Claims with a payment792
Homes with NFIP policy2.0%
High-risk zone homes insured16.6%
Residential policies in force231

Claims by year of loss

1978: 319781979: 481980: 01981: 171982: 619821983: 41984: 641985: 01986: 019861987: 01988: 11989: 01990: 019901991: 01992: 01993: 131994: 519941995: 11996: 2141997: 11998: 019981999: 1482000: 02001: 02002: 120022003: 02004: 1962005: 22006: 320062007: 42008: 72009: 02010: 720102011: 1622012: 02013: 02014: 020142015: 02016: 02017: 12018: 220182019: 02020: 02021: 52022: 220222023: 02024: 10214

NFIP claims by year of loss, Union County, Pennsylvania

1978: $3,09219781979: $134,6601980: $01981: $44,2161982: $11,01819821983: $2,2231984: $388,4311985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $28,8901994: $28,82119941995: $1,8671996: $2.9 million1997: $5,9671998: $019981999: $1.8 million2000: $02001: $02002: $15520022003: $02004: $3.2 million2005: $12,9202006: $38620062007: $62,9142008: $61,5562009: $02010: $53,85120102011: $2.6 million2012: $02013: $02014: $020142015: $02016: $02017: $02018: $020182019: $02020: $02021: $109,8042022: $83,27820222023: $02024: $204,765$3.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Union County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Flooding270
Tropical Storm Ivan194
Tropical Storm Lee145
Hurricane Debby10
Not a named storm9
Hurricane Floyd4
Hurricane Irene1

ZIP codes with the most claims

ZIP code (as reported)Claims
17837412
17889171
17844115
1784565
1788738
1781036
1788535
1785624
1785512
178353

759 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.9 million, contents $1.8 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,13618916.6%
All homes11,6962312.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.