Flood Claims Map

Pennsylvania

Flood insurance claims in Wayne County, Pennsylvania

FEMA records 221 National Flood Insurance Program claims in Wayne County, Pennsylvania, since 1978, with $4.7 million paid in total. The year with the most claims was 2006, with 72. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 11.8% of homes in the high-risk flood zone did.

NFIP claims on record221
Total paid$4.7 million
Claims with a payment182
Homes with NFIP policy0.5%
High-risk zone homes insured11.8%
Residential policies in force152

Claims by year of loss

1978: 119781979: 31980: 01981: 01982: 119821983: 11984: 31985: 51986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 11994: 019941995: 01996: 171997: 01998: 119981999: 22000: 02001: 02002: 320022003: 82004: 352005: 282006: 7220062007: 02008: 12009: 12010: 620102011: 112012: 22013: 112014: 220142015: 02016: 02017: 02018: 120182019: 02020: 02021: 42022: 020222023: 02024: 02025: 172

NFIP claims by year of loss, Wayne County, Pennsylvania

1978: $019781979: $7,3991980: $01981: $01982: $4,03519821983: $4,1301984: $3,5761985: $19,7691986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $136,5661997: $01998: $019981999: $02000: $02001: $02002: $67020022003: $58,7722004: $452,5262005: $710,9272006: $2.5 million20062007: $02008: $5,8622009: $02010: $21,28520102011: $270,6772012: $32,4032013: $254,5202014: $22720142015: $02016: $02017: $02018: $8,91320182019: $02020: $02021: $178,8992022: $020222023: $02024: $02025: $6,320$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Wayne County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Ivan33
Flooding16
Tropical Storm Lee7
Hurricane Gloria5
Hurricane Floyd2
Torrential rain1
Hurricane Sandy1
Hurricane Ida1

ZIP codes with the most claims

ZIP code (as reported)Claims
1841543
1841731
1843131
1846214
1843613
1847213
1842811
1846110
184538
184057

127 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.1 million, contents $568,756, increased cost of compliance $24,708.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone8029511.8%
All homes31,7081520.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.