Flood Claims Map

Pennsylvania

Flood insurance claims in York County, Pennsylvania

FEMA records 1,753 National Flood Insurance Program claims in York County, Pennsylvania, since 1978, with $20.7 million paid in total. The year with the most claims was 2011, with 414. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 30.5% of homes in the high-risk flood zone did.

NFIP claims on record1,753
Total paid$20.7 million
Claims with a payment1,411
Homes with NFIP policy0.5%
High-risk zone homes insured30.5%
Residential policies in force674

Claims by year of loss

1978: 17419781979: 1921980: 21981: 01982: 1919821983: 131984: 281985: 151986: 119861987: 31988: 71989: 11990: 319901991: 11992: 31993: 421994: 619941995: 411996: 2301997: 11998: 619981999: 52000: 22001: 62002: 220022003: 102004: 1542005: 12006: 1520062007: 42008: 72009: 92010: 1120102011: 4142012: 432013: 832014: 620142015: 112016: 32017: 52018: 7020182019: 52020: 82021: 802022: 220222023: 02024: 22025: 7414

NFIP claims by year of loss, York County, Pennsylvania

1978: $860,10719781979: $483,5341980: $2,5491981: $01982: $62,50419821983: $11,5871984: $53,3491985: $63,8251986: $019861987: $12,5691988: $4,4101989: $01990: $28,79619901991: $01992: $01993: $114,4741994: $13,38219941995: $322,0131996: $3.3 million1997: $01998: $28,33819981999: $33,1172000: $02001: $20,8762002: $1,54220022003: $36,4942004: $1.8 million2005: $14,0582006: $95,42020062007: $46,0772008: $33,4992009: $123,8272010: $41,27420102011: $7.7 million2012: $423,6542013: $1.1 million2014: $26,00320142015: $138,2872016: $9,7592017: $162,3412018: $1.3 million20182019: $43,7552020: $191,7402021: $1.9 million2022: $020222023: $02024: $16,1712025: $105,279$7.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), York County, Pennsylvania

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Lee320
Flooding227
Tropical Storm Ivan101
Hurricane Ida65
Not a named storm49
Hurricane Sandy39
Hurricane Irene10
Tropical Storm Bill4

ZIP codes with the most claims

ZIP code (as reported)Claims
17368183
17319156
17406121
17315121
17327113
17070109
17345100
1740493
1740285
1740380

900 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.5 million, contents $4.1 million, increased cost of compliance $97,142.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,50645930.5%
All homes148,1646740.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.