Flood Claims Map

South Carolina

Flood insurance claims in Anderson County, South Carolina

FEMA records 39 National Flood Insurance Program claims in Anderson County, South Carolina, since 1979, with $927,192 paid in total. The most claims in one year was 6, in 2013 and 2020. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 21.1% of homes in the high-risk flood zone did.

NFIP claims on record39
Total paid$927,192
Claims with a payment30
Homes with NFIP policy0.1%
High-risk zone homes insured21.1%
Residential policies in force118

Claims by year of loss

1979: 119791980: 01981: 01982: 01983: 019831984: 01985: 01986: 01987: 019871988: 01989: 11990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 11998: 21999: 119992000: 02001: 12002: 02003: 120032004: 22005: 22006: 02007: 020072008: 02009: 22010: 12011: 020112012: 02013: 62014: 02015: 120152016: 12017: 12018: 02019: 020192020: 62021: 22022: 02023: 220232024: 56

NFIP claims by year of loss, Anderson County, South Carolina

1979: $5,20919791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $237,2441990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $9,7721999: $23,70219992000: $02001: $33,6792002: $02003: $020032004: $2,9852005: $10,3912006: $02007: $020072008: $02009: $02010: $02011: $020112012: $02013: $79,7802014: $02015: $020152016: $30,1602017: $02018: $02019: $020192020: $103,0732021: $18,6822022: $02023: $10,18520232024: $362,329$362,329

Paid on claims by year of loss (building, contents and increased cost of compliance), Anderson County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Helene4
Hurricane Cindy2
Hurricane Hugo1

ZIP codes with the most claims

ZIP code (as reported)Claims
2962111
296738
296245
296313
296253
296422
296112
296272
296551
296971

16 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $805,304, contents $121,889, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2655621.1%
All homes80,4401180.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.