Flood insurance claims in South Carolina by county
FEMA records 49,301 NFIP claims in South Carolina's counties, with $1.03 billion paid. As of 3 August 2026, 121,413 NFIP residential policies were in force, equal to 6.1% of the state's residential structures.
| Charleston County | 19,289 | $312.2 million | 31.7% |
| Horry County | 12,525 | $338.2 million | 14.6% |
| Beaufort County | 4,968 | $80.8 million | 39.7% |
| Georgetown County | 4,748 | $114.6 million | 20.7% |
| Richland County | 1,360 | $60.5 million | 1.3% |
| Greenville County | 857 | $14.7 million | 0.6% |
| Dorchester County | 779 | $16.9 million | 5.0% |
| Colleton County | 766 | $7.2 million | 8.1% |
| Lexington County | 693 | $14.2 million | 1.1% |
| Berkeley County | 619 | $8.8 million | 7.2% |
| Marion County | 492 | $21.5 million | 2.0% |
| Florence County | 399 | $7.0 million | 0.9% |
| Sumter County | 292 | $7.7 million | 1.0% |
| Spartanburg County | 158 | $2.6 million | 0.2% |
| Kershaw County | 122 | $972,587 | 1.0% |
| Orangeburg County | 122 | $3.5 million | 0.5% |
| Williamsburg County | 118 | $3.4 million | 0.5% |
| Jasper County | 113 | $2.6 million | 17.8% |
| Darlington County | 109 | $1.6 million | 0.3% |
| Dillon County | 102 | $4.9 million | 0.8% |
| York County | 77 | $651,098 | 0.4% |
| Fairfield County | 75 | $963,664 | 1.6% |
| Pickens County | 63 | $1.7 million | 0.3% |
| Clarendon County | 43 | $549,886 | 0.5% |
| Greenwood County | 43 | $772,579 | 0.2% |
| Aiken County | 42 | $210,939 | 0.6% |
| Anderson County | 39 | $927,192 | 0.1% |
| Newberry County | 39 | $281,310 | 0.6% |
| Lancaster County | 34 | $513,699 | 0.4% |
| Bamberg County | 33 | $1.7 million | 0.5% |
| Marlboro County | 24 | $418,164 | 0.3% |
| Oconee County | 24 | $179,375 | 0.2% |
| Hampton County | 20 | $248,712 | 0.8% |
| Laurens County | 20 | $563,397 | 0.2% |
| Edgefield County | 18 | $365,781 | 0.4% |
| Lee County | 16 | $183,247 | 0.2% |
| Chesterfield County | 13 | $166,444 | 0.1% |
| Saluda County | 11 | $28,743 | 0.3% |
| Chester County | 8 | $88,553 | 0.2% |
| Allendale County | 6 | $282,090 | 0.1% |
| Barnwell County | 6 | $40,536 | 0.1% |
| Cherokee County | 6 | $46,078 | 0.1% |
| Calhoun County | 5 | $9,562 | 0.2% |
| Abbeville County | 2 | $27,581 | 0.1% |
| McCormick County | 2 | $88,141 | 1.4% |
| Union County | 1 | $40,524 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.