Flood Claims Map

South Carolina

Flood insurance claims in Bamberg County, South Carolina

FEMA records 33 National Flood Insurance Program claims in Bamberg County, South Carolina, since 1984, with $1.7 million paid in total. The year with the most claims was 2024, with 14. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 17.0% of homes in the high-risk flood zone did.

NFIP claims on record33
Total paid$1.7 million
Claims with a payment27
Homes with NFIP policy0.5%
High-risk zone homes insured17.0%
Residential policies in force23

Claims by year of loss

1984: 119841985: 01986: 01987: 01988: 019881989: 01990: 01991: 01992: 019921993: 01994: 01995: 01996: 019961997: 01998: 01999: 02000: 320002001: 02002: 02003: 32004: 020042005: 02006: 02007: 02008: 020082009: 02010: 02011: 02012: 020122013: 32014: 02015: 62016: 020162017: 02018: 02019: 02020: 020202021: 32022: 02023: 02024: 14202414

NFIP claims by year of loss, Bamberg County, South Carolina

1984: $019841985: $01986: $01987: $01988: $019881989: $01990: $01991: $01992: $019921993: $01994: $01995: $01996: $019961997: $01998: $01999: $02000: $77,72420002001: $02002: $02003: $20,6802004: $020042005: $02006: $02007: $02008: $020082009: $02010: $02011: $02012: $020122013: $40,9142014: $02015: $108,8822016: $020162017: $02018: $02019: $02020: $020202021: $25,5422022: $02023: $02024: $1.4 million2024$1.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Bamberg County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
October severe storms6
Hurricane Debby2

ZIP codes with the most claims

ZIP code (as reported)Claims
2900321
294329
290422
290381

17 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $836,576, contents $863,067, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1001717.0%
All homes4,727230.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.