Flood Claims Map

South Carolina

Flood insurance claims in Colleton County, South Carolina

FEMA records 766 National Flood Insurance Program claims in Colleton County, South Carolina, since 1979, with $7.2 million paid in total. The year with the most claims was 2016, with 310. As of 3 August 2026, 8.1% of homes here had an NFIP policy, and 58.6% of homes in the high-risk flood zone did.

NFIP claims on record766
Total paid$7.2 million
Claims with a payment522
Homes with NFIP policy8.1%
High-risk zone homes insured58.6%
Residential policies in force1,583

Claims by year of loss

1979: 7119791980: 61981: 01982: 01983: 419831984: 01985: 11986: 71987: 719871988: 01989: 371990: 51991: 119911992: 71993: 71994: 51995: 619951996: 121997: 11998: 71999: 2719992000: 22001: 52002: 112003: 420032004: 42005: 102006: 02007: 220072008: 02009: 02010: 02011: 020112012: 12013: 32014: 02015: 6120152016: 3102017: 632018: 12019: 120192020: 02021: 82022: 02023: 820232024: 592025: 2310

NFIP claims by year of loss, Colleton County, South Carolina

1979: $169,11519791980: $01981: $01982: $01983: $1,78319831984: $01985: $01986: $19,2241987: $38,84019871988: $01989: $78,8131990: $12,1781991: $019911992: $9,3331993: $27,0721994: $11,1451995: $29,97919951996: $38,1181997: $01998: $20,2801999: $21,34419992000: $4,0702001: $211,3102002: $40,6452003: $7,15120032004: $25,0582005: $180,9932006: $02007: $62420072008: $02009: $02010: $02011: $020112012: $02013: $24,0902014: $02015: $527,10420152016: $2.9 million2017: $519,3192018: $34,0002019: $020192020: $02021: $43,2372022: $02023: $104,87620232024: $2.1 million2025: $4,588$2.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Colleton County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Matthew305
Hurricane Irma60
October severe storms58
Hurricane Hugo36
Hurricane Debby32
Hurricane Floyd27
Flooding15
Hurricane Idalia4

ZIP codes with the most claims

ZIP code (as reported)Claims
29438569
2948845
2947244
2943530
2947412
2948110
294527
294466
299454
291503

732 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.6 million, contents $617,359, increased cost of compliance $16,250.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,4871,45858.6%
All homes19,5271,5838.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.