Flood Claims Map

South Carolina

Flood insurance claims in Dorchester County, South Carolina

FEMA records 779 National Flood Insurance Program claims in Dorchester County, South Carolina, since 1979, with $16.9 million paid in total. The year with the most claims was 2015, with 387. As of 3 August 2026, 5.0% of homes here had an NFIP policy, and 71.0% of homes in the high-risk flood zone did.

NFIP claims on record779
Total paid$16.9 million
Claims with a payment583
Homes with NFIP policy5.0%
High-risk zone homes insured71.0%
Residential policies in force2,718

Claims by year of loss

1979: 119791980: 11981: 11982: 81983: 1119831984: 01985: 01986: 11987: 619871988: 11989: 231990: 01991: 619911992: 21993: 61994: 51995: 119951996: 01997: 11998: 41999: 1619992000: 02001: 12002: 02003: 520032004: 02005: 12006: 02007: 020072008: 12009: 42010: 62011: 220112012: 32013: 232014: 22015: 38720152016: 1032017: 212018: 92019: 120192020: 172021: 42022: 172023: 420232024: 702025: 4387

NFIP claims by year of loss, Dorchester County, South Carolina

1979: $019791980: $1,5711981: $01982: $23,2021983: $21,36919831984: $01985: $01986: $01987: $7,53219871988: $2,5141989: $105,2191990: $01991: $29,49819911992: $3,2021993: $8,2431994: $27,7921995: $72619951996: $01997: $3,9881998: $9,0401999: $138,84319992000: $02001: $4,5522002: $02003: $40,04620032004: $02005: $02006: $02007: $020072008: $02009: $12,5682010: $11,4662011: $47,73420112012: $10,0312013: $99,1822014: $2,9222015: $8.7 million20152016: $3.0 million2017: $779,1972018: $124,5152019: $7,35520192020: $354,7522021: $32,8592022: $111,6922023: $23,91320232024: $2.9 million2025: $219,381$8.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Dorchester County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
October severe storms377
Hurricane Matthew96
Hurricane Debby42
Hurricane Hugo22
Hurricane Irma20
Hurricane Ian9
Flooding3
Hurricane Floyd2

ZIP codes with the most claims

ZIP code (as reported)Claims
29485318
29456182
29483112
2947260
2941842
2942029
294268
294778
294715
294375

565 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $14.3 million, contents $2.5 million, increased cost of compliance $90,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,7541,24671.0%
All homes54,7972,7185.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.