Flood Claims Map

South Carolina

Flood insurance claims in Florence County, South Carolina

FEMA records 399 National Flood Insurance Program claims in Florence County, South Carolina, since 1978, with $7.0 million paid in total. The year with the most claims was 2016, with 137. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 28.9% of homes in the high-risk flood zone did.

NFIP claims on record399
Total paid$7.0 million
Claims with a payment329
Homes with NFIP policy0.9%
High-risk zone homes insured28.9%
Residential policies in force432

Claims by year of loss

1978: 119781979: 41980: 11981: 11982: 019821983: 11984: 11985: 11986: 119861987: 71988: 01989: 41990: 719901991: 11992: 31993: 31994: 2519941995: 21996: 71997: 11998: 719981999: 12000: 02001: 02002: 020022003: 12004: 92005: 02006: 020062007: 02008: 12009: 22010: 320102011: 02012: 12013: 22014: 220142015: 982016: 1372017: 22018: 2820182019: 02020: 72021: 122022: 020222023: 92024: 6137

NFIP claims by year of loss, Florence County, South Carolina

1978: $019781979: $2,7371980: $5151981: $01982: $019821983: $4721984: $2,1011985: $12,9071986: $1,45219861987: $21,9861988: $01989: $90,5931990: $47,37419901991: $1,2211992: $1,7041993: $5,4971994: $239,29319941995: $3,5671996: $48,7541997: $3901998: $40,42519981999: $1582000: $02001: $02002: $020022003: $02004: $168,5132005: $02006: $020062007: $02008: $2,8342009: $4,6392010: $8,48220102011: $02012: $3,2882013: $11,0422014: $71320142015: $1.9 million2016: $2.7 million2017: $2,4172018: $416,59120182019: $02020: $71,2152021: $158,7922022: $020222023: $876,8352024: $104,221$2.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Florence County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Matthew133
October severe storms94
Hurricane Florence16
Hurricane Debby5
Flooding4
Hurricane Hugo4
Hurricane Michael3
Hurricane Floyd1

ZIP codes with the most claims

ZIP code (as reported)Claims
2950189
2950688
2950572
2954148
2956033
2955522
2959122
2953011
291617
295833

212 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.9 million, contents $1.1 million, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone47813828.9%
All homes47,1334320.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.