Flood Claims Map

South Carolina

Flood insurance claims in Georgetown County, South Carolina

FEMA records 4,748 National Flood Insurance Program claims in Georgetown County, South Carolina, since 1979, with $114.6 million paid in total. The year with the most claims was 1989, with 1,746. As of 3 August 2026, 20.7% of homes here had an NFIP policy.

NFIP claims on record4,748
Total paid$114.6 million
Claims with a payment3,593
Homes with NFIP policy20.7%
High-risk zone homes insuredn/a
Residential policies in force5,655

Claims by year of loss

1979: 3719791980: 61981: 111982: 11983: 1319831984: 11985: 71986: 331987: 35819871988: 21989: 1,7461990: 41991: 719911992: 71993: 91994: 251995: 1619951996: 2461997: 51998: 401999: 23419992000: 472001: 42002: 92003: 920032004: 102005: 172006: 12007: 020072008: 22009: 32010: 102011: 320112012: 272013: 52014: 12015: 33420152016: 6512017: 282018: 702019: 4620192020: 772021: 52022: 5032023: 6720232024: 52025: 61,746

NFIP claims by year of loss, Georgetown County, South Carolina

1979: $40,20019791980: $2,6401981: $12,9031982: $01983: $5,71019831984: $4841985: $01986: $114,6611987: $1.8 million19871988: $01989: $57.3 million1990: $3311991: $8,67019911992: $60,3461993: $3,9511994: $67,0221995: $83,26019951996: $135,9591997: $8,7891998: $79,7681999: $618,49219992000: $460,5302001: $21,7762002: $8,8892003: $176,63520032004: $7,8852005: $83,4692006: $3,0782007: $020072008: $3,5272009: $3,9792010: $90,0992011: $8,47320112012: $281,0012013: $38,3862014: $02015: $11.2 million20152016: $14.6 million2017: $637,1872018: $1.3 million2019: $460,75920192020: $1.7 million2021: $28,0162022: $19.5 million2023: $3.0 million20232024: $261,9082025: $277,082$57.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Georgetown County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Hugo1,737
Hurricane Matthew641
Hurricane Ian482
Flooding363
October severe storms322
Hurricane Floyd218
Hurricane Fran210
Hurricane Isaias65

ZIP codes with the most claims

ZIP code (as reported)Claims
295852,361
295761,140
294401,011
2951036
2944232
2955410
295778
292005
291794
296063

4,273 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $98.7 million, contents $15.7 million, increased cost of compliance $130,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone03,422n/a
All homes27,3815,65520.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.