Flood insurance claims in Lee County, South Carolina

FEMA records 16 National Flood Insurance Program claims in Lee County, South Carolina, since 1979, with $183,247 paid in total. The year with the most claims was 2015, with 5. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 2.4% of homes in the high-risk flood zone did.

NFIP claims on record16

Total paid$183,247

Claims with a payment13

Homes with NFIP policy0.2%

High-risk zone homes insured2.4%

Residential policies in force15

Claims by year of loss

NFIP claims by year of loss, Lee County, South Carolina

Paid on claims by year of loss (building, contents and increased cost of compliance), Lee County, South Carolina

Named flood events with the most claims

Event (FEMA name)	Claims
October severe storms	5
Hurricane Florence	3
Hurricane Matthew	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
29010	10
29080	6

5 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $139,774, contents $43,473, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	123	3	2.4%
All homes	6,213	15	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.