Flood Claims Map

South Carolina

Flood insurance claims in Lexington County, South Carolina

FEMA records 693 National Flood Insurance Program claims in Lexington County, South Carolina, since 1978, with $14.2 million paid in total. The year with the most claims was 2015, with 387. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 66.9% of homes in the high-risk flood zone did.

NFIP claims on record693
Total paid$14.2 million
Claims with a payment467
Homes with NFIP policy1.1%
High-risk zone homes insured66.9%
Residential policies in force1,311

Claims by year of loss

1978: 319781979: 31980: 01981: 51982: 219821983: 21984: 11985: 11986: 519861987: 361988: 41989: 71990: 1219901991: 51992: 41993: 31994: 619941995: 71996: 51997: 131998: 1119981999: 102000: 02001: 22002: 320022003: 132004: 02005: 12006: 620062007: 32008: 42009: 302010: 420102011: 12012: 12013: 122014: 120142015: 3872016: 52017: 72018: 1120182019: 92020: 152021: 42022: 320222023: 52024: 142025: 52026: 22026387

NFIP claims by year of loss, Lexington County, South Carolina

1978: $1,99119781979: $10,6541980: $01981: $3,7951982: $019821983: $971984: $01985: $01986: $12,05819861987: $272,6621988: $1,1611989: $6,4331990: $13,76719901991: $17,1111992: $11,7181993: $6721994: $7,77319941995: $3,0871996: $13,2011997: $16,3291998: $8,25719981999: $18,6832000: $02001: $02002: $5,41520022003: $16,4072004: $02005: $02006: $21,13620062007: $11,7252008: $45,3662009: $322,4332010: $9,53420102011: $8,4772012: $02013: $439,2652014: $020142015: $12.1 million2016: $34,8352017: $7,5442018: $31,43920182019: $73,9792020: $390,2722021: $3,2542022: $1,65120222023: $53,4522024: $98,0172025: $128,8372026: $02026$12.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lexington County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
October severe storms360
Hurricane Helene10
Hurricane Michael5
Hurricane Isaias4
Hurricane Debby3
Hurricane Florence2
Hurricane Hugo1
Hurricane Irma1

ZIP codes with the most claims

ZIP code (as reported)Claims
29210255
29212189
2903376
2916940
2907232
2903625
2917017
2906316
2907311
290549

538 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.2 million, contents $917,675, increased cost of compliance $122,610.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,39593366.9%
All homes114,0851,3111.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.