Flood Claims Map

South Carolina

Flood insurance claims in Williamsburg County, South Carolina

FEMA records 118 National Flood Insurance Program claims in Williamsburg County, South Carolina, since 1979, with $3.4 million paid in total. The year with the most claims was 2015, with 46. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 7.1% of homes in the high-risk flood zone did.

NFIP claims on record118
Total paid$3.4 million
Claims with a payment88
Homes with NFIP policy0.5%
High-risk zone homes insured7.1%
Residential policies in force97

Claims by year of loss

1979: 319791980: 01981: 01982: 01983: 019831984: 01985: 01986: 01987: 019871988: 01989: 41990: 01991: 019911992: 01993: 21994: 41995: 119951996: 11997: 01998: 51999: 119992000: 02001: 22002: 02003: 020032004: 02005: 02006: 02007: 020072008: 02009: 02010: 22011: 020112012: 02013: 32014: 02015: 4620152016: 312017: 32018: 32019: 020192020: 22021: 02022: 22023: 220232024: 146

NFIP claims by year of loss, Williamsburg County, South Carolina

1979: $019791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $102,4901990: $01991: $019911992: $01993: $01994: $24,2621995: $019951996: $01997: $01998: $10,5991999: $019992000: $02001: $5,5022002: $02003: $020032004: $02005: $02006: $02007: $020072008: $02009: $02010: $7,0242011: $020112012: $02013: $5,3142014: $02015: $2.7 million20152016: $354,2382017: $11,5832018: $1,7632019: $020192020: $27,8152021: $02022: $8512023: $89,34820232024: $0$2.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Williamsburg County, South Carolina

Named flood events with the most claims

Event (FEMA name)Claims
October severe storms46
Hurricane Matthew28
Hurricane Hugo4
Hurricane Florence2
Hurricane Michael1
Hurricane Fran1
Hurricane Debby1
Hurricane Ian1

ZIP codes with the most claims

ZIP code (as reported)Claims
2955653
2956021
2955414
2951014
295189
290563
295902
295801
295951

61 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.0 million, contents $386,165, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone930667.1%
All homes19,050970.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.