Flood insurance claims in York County, South Carolina

FEMA records 77 National Flood Insurance Program claims in York County, South Carolina, since 1979, with $651,098 paid in total. The year with the most claims was 1979, with 14. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 48.0% of homes in the high-risk flood zone did.

NFIP claims on record77

Total paid$651,098

Claims with a payment49

Homes with NFIP policy0.4%

High-risk zone homes insured48.0%

Residential policies in force383

Claims by year of loss

NFIP claims by year of loss, York County, South Carolina

Paid on claims by year of loss (building, contents and increased cost of compliance), York County, South Carolina

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Hugo	3
Hurricane Debby	3
October severe storms	1
Hurricane Eta	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
29732	27
29730	21
29708	11
29710	7
29745	6
29704	3
29731	1
29715	1

30 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $561,130, contents $89,968, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	273	131	48.0%
All homes	91,615	383	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.