Flood insurance claims in Dickson County, Tennessee

FEMA records 71 National Flood Insurance Program claims in Dickson County, Tennessee, since 1989, with $4.0 million paid in total. The year with the most claims was 2010, with 11. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 15.3% of homes in the high-risk flood zone did.

NFIP claims on record71

Total paid$4.0 million

Claims with a payment62

Homes with NFIP policy0.3%

High-risk zone homes insured15.3%

Residential policies in force55

Claims by year of loss

NFIP claims by year of loss, Dickson County, Tennessee

Paid on claims by year of loss (building, contents and increased cost of compliance), Dickson County, Tennessee

Named flood events with the most claims

Event (FEMA name)	Claims
Late spring storms	11
Tennessee Flooding	7
Flooding	2
Mid-spring storms	2
Central U.S. April Flooding	1
Heavy rains	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
37055	50
37025	7
37036	5
37187	4
37029	2
37051	2
37076	1

41 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.8 million, contents $267,189, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	124	19	15.3%
All homes	21,235	55	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.