Flood Claims Map

States

Flood insurance claims in Tennessee by county

FEMA records 17,624 NFIP claims in Tennessee's counties, with $480.5 million paid. As of 3 August 2026, 18,014 NFIP residential policies were in force, equal to 0.7% of the state's residential structures.

Davidson County4,787$186.4 million1.7%
Hamilton County1,748$30.3 million1.0%
Williamson County1,103$31.1 million2.4%
Shelby County1,019$25.1 million0.7%
Sumner County706$14.4 million0.9%
Knox County598$7.9 million0.5%
Wilson County575$11.2 million1.2%
Cheatham County513$25.7 million1.5%
Rutherford County453$7.1 million1.1%
Sevier County350$4.1 million0.9%
Lauderdale County323$4.6 million0.7%
Montgomery County313$11.0 million0.4%
Dyer County297$7.3 million1.2%
Carter County288$5.3 million1.4%
Smith County283$5.5 million1.1%
Humphreys County235$15.7 million0.9%
Gibson County224$3.2 million0.5%
Hardin County209$3.9 million1.0%
Bradley County203$2.2 million0.6%
Maury County200$3.3 million0.4%
Sullivan County197$2.0 million0.4%
Obion County191$3.9 million0.9%
Madison County173$3.4 million0.4%
Washington County152$6.1 million0.4%
Tipton County145$5.2 million0.6%
Marion County117$1.2 million0.7%
Perry County112$2.5 million1.4%
Decatur County111$1.8 million1.9%
Haywood County89$1.5 million1.0%
Cocke County85$5.8 million1.0%
Rhea County82$1.7 million0.7%
Dickson County71$4.0 million0.3%
Robertson County71$2.2 million0.2%
Wayne County71$1.8 million0.7%
Houston County64$1.6 million0.5%
Unicoi County64$1.3 million1.7%
Blount County60$1.3 million0.5%
Campbell County60$710,3090.3%
Anderson County55$262,0290.3%
Hickman County54$4.6 million0.4%
Johnson County51$2.2 million1.1%
Marshall County50$526,6220.7%
Lincoln County49$658,6760.2%
Cannon County48$1.4 million0.6%
Loudon County45$509,5870.3%
Polk County43$637,5640.6%
Henry County40$319,0030.6%
McMinn County40$350,9220.1%
Roane County40$522,0920.4%
Greene County37$1.4 million0.2%
Lawrence County35$715,0810.1%
Putnam County35$1.2 million0.2%
Franklin County32$223,2400.3%
Bedford County30$332,0180.2%
Claiborne County30$479,7590.1%
Giles County30$457,2210.7%
Lake County29$371,0171.1%
Warren County28$311,2680.2%
Coffee County26$171,0640.4%
Fayette County26$830,1310.4%
Hamblen County26$275,2980.3%
Trousdale County26$272,6690.3%
Clay County24$435,6950.3%
Jefferson County24$268,2400.3%
Macon County20$221,8480.1%
Sequatchie County20$133,9660.4%
Benton County19$510,8250.4%
Carroll County19$520,8210.1%
Lewis County19$477,4290.2%
Henderson County18$550,8150.1%
Jackson County18$1.2 million0.2%
DeKalb County17$161,1480.3%
McNairy County17$815,7740.1%
Monroe County17$256,7640.2%
Stewart County17$571,7250.4%
Weakley County17$73,8700.2%
Hancock County16$290,9980.4%
Hawkins County16$108,2380.2%
Van Buren County14$346,2460.5%
Overton County11$159,4130.1%
Crockett County10$446,0530.2%
Union County10$202,8770.1%
Morgan County8$57,9540.1%
White County5$53,3770.1%
Cumberland County4$7,7800.1%
Grainger County3$40,7650.1%
Grundy County3$35,7500.2%
Hardeman County3$12,3130.0%
Meigs County3$17,7290.1%
Chester County2$41,8480.1%
Pickett County2$104,5150.1%
Scott County1$00.2%
Bledsoe County0$00.0%
Fentress County0$00.0%
Moore County0$00.1%
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.