Flood Claims Map

Tennessee

Flood insurance claims in Marion County, Tennessee

FEMA records 117 National Flood Insurance Program claims in Marion County, Tennessee, since 1979, with $1.2 million paid in total. The year with the most claims was 2003, with 27. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 15.7% of homes in the high-risk flood zone did.

NFIP claims on record117
Total paid$1.2 million
Claims with a payment86
Homes with NFIP policy0.7%
High-risk zone homes insured15.7%
Residential policies in force91

Claims by year of loss

1979: 219791980: 61981: 01982: 21983: 019831984: 01985: 01986: 01987: 019871988: 01989: 01990: 61991: 019911992: 01993: 01994: 21995: 119951996: 01997: 01998: 11999: 119992000: 22001: 12002: 22003: 2720032004: 132005: 12006: 02007: 020072008: 02009: 12010: 02011: 020112012: 12013: 152014: 12015: 220152016: 02017: 22018: 12019: 220192020: 232021: 227

NFIP claims by year of loss, Marion County, Tennessee

1979: $2,43719791980: $2,7761981: $01982: $3,4271983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $31,7731991: $019911992: $01993: $01994: $15,1811995: $3,05019951996: $01997: $01998: $9,1081999: $5,38419992000: $21,7172001: $02002: $9,2192003: $408,39920032004: $37,5892005: $02006: $02007: $020072008: $02009: $11,4472010: $02011: $020112012: $3,4392013: $231,4922014: $02015: $62,02020152016: $02017: $20,5522018: $4,6262019: $54,57220192020: $257,2882021: $7,910$408,399

Paid on claims by year of loss (building, contents and increased cost of compliance), Marion County, Tennessee

Named flood events with the most claims

Event (FEMA name)Claims
Heavy rains24
Flooding5
Early winter storms2

ZIP codes with the most claims

ZIP code (as reported)Claims
3738046
3734742
3737414
374058
374193
373972

75 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $115,560, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4537115.7%
All homes13,325910.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.