Flood Claims Map

Tennessee

Flood insurance claims in Sullivan County, Tennessee

FEMA records 197 National Flood Insurance Program claims in Sullivan County, Tennessee, since 1979, with $2.0 million paid in total. The year with the most claims was 2013, with 29. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 19.5% of homes in the high-risk flood zone did.

NFIP claims on record197
Total paid$2.0 million
Claims with a payment135
Homes with NFIP policy0.4%
High-risk zone homes insured19.5%
Residential policies in force266

Claims by year of loss

1979: 119791980: 31981: 91982: 41983: 019831984: 181985: 01986: 01987: 019871988: 01989: 81990: 21991: 019911992: 11993: 21994: 81995: 419951996: 81997: 01998: 181999: 119992000: 02001: 22002: 52003: 1020032004: 02005: 22006: 02007: 020072008: 12009: 32010: 22011: 520112012: 42013: 292014: 12015: 220152016: 22017: 22018: 02019: 1020192020: 142021: 72022: 22023: 420232024: 02025: 329

NFIP claims by year of loss, Sullivan County, Tennessee

1979: $77219791980: $1,3471981: $9,8371982: $15,5771983: $019831984: $117,3331985: $01986: $01987: $019871988: $01989: $10,5421990: $01991: $019911992: $6,6381993: $01994: $12,5251995: $7,91219951996: $83,5491997: $01998: $343,2431999: $019992000: $02001: $10,7052002: $7,9652003: $43,09420032004: $02005: $1,1252006: $02007: $020072008: $1,1662009: $8,4212010: $02011: $73,95320112012: $9,3732013: $541,2922014: $02015: $3,46520152016: $02017: $2,3732018: $02019: $162,66520192020: $179,5652021: $264,6272022: $1,7032023: $17,18720232024: $02025: $40,973$541,292

Paid on claims by year of loss (building, contents and increased cost of compliance), Sullivan County, Tennessee

Named flood events with the most claims

Event (FEMA name)Claims
Heavy rains6
Mid-spring storms2

ZIP codes with the most claims

ZIP code (as reported)Claims
3766076
3762036
3766334
3766423
3761811
3761711
376253
376861

107 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.6 million, contents $331,874, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone96618819.5%
All homes61,2032660.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.