Flood Claims Map

Tennessee

Flood insurance claims in Williamson County, Tennessee

FEMA records 1,103 National Flood Insurance Program claims in Williamson County, Tennessee, since 1978, with $31.1 million paid in total. The year with the most claims was 2010, with 439. As of 3 August 2026, 2.4% of homes here had an NFIP policy, and 86.3% of homes in the high-risk flood zone did.

NFIP claims on record1,103
Total paid$31.1 million
Claims with a payment936
Homes with NFIP policy2.4%
High-risk zone homes insured86.3%
Residential policies in force1,284

Claims by year of loss

1978: 319781979: 461980: 261981: 11982: 319821983: 41984: 241985: 01986: 419861987: 11988: 11989: 111990: 1919901991: 31992: 11993: 201994: 1819941995: 151996: 21997: 121998: 3619981999: 142000: 142001: 12002: 020022003: 602004: 102005: 02006: 020062007: 02008: 22009: 32010: 43920102011: 182012: 02013: 142014: 020142015: 32016: 02017: 282018: 320182019: 102020: 212021: 1982022: 420222023: 12024: 22025: 42026: 42026439

NFIP claims by year of loss, Williamson County, Tennessee

1978: $1,02219781979: $209,3661980: $176,3761981: $6921982: $3,71119821983: $4,4501984: $76,1351985: $01986: $11,15219861987: $01988: $4,7131989: $6,5241990: $421,54719901991: $8,4881992: $01993: $114,5941994: $220,46819941995: $32,4271996: $01997: $32,1341998: $231,06819981999: $194,4142000: $68,7242001: $8,8112002: $020022003: $617,6722004: $78,4452005: $02006: $020062007: $02008: $4,9032009: $27,6222010: $18.2 million20102011: $202,6422012: $02013: $200,1692014: $020142015: $44,6032016: $02017: $454,5542018: $020182019: $80,6542020: $686,9292021: $8.3 million2022: $43,53320222023: $02024: $152,7402025: $84,5412026: $52,3022026$18.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Williamson County, Tennessee

Named flood events with the most claims

Event (FEMA name)Claims
Late spring storms431
Heavy rains44
Flooding7
Central U.S. April Flooding4
Early winter storms1
Tennessee Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
37027433
37064336
37069229
3713539
3706715
3706213
3704612
372219
371748
371793

827 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $26.8 million, contents $4.0 million, increased cost of compliance $265,732.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone79668786.3%
All homes53,5191,2842.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.