Flood insurance claims in Emery County, Utah

FEMA records 6 National Flood Insurance Program claims in Emery County, Utah, since 1979, with $12,159 paid in total. The most claims in one year was 2, in 2006 and 2026. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record6

Total paid$12,159

Claims with a payment2

Homes with NFIP policy0.2%

High-risk zone homes insuredn/a

Residential policies in force8

Claims by year of loss

NFIP claims by year of loss, Emery County, Utah

Paid on claims by year of loss (building, contents and increased cost of compliance), Emery County, Utah

ZIP codes with the most claims

ZIP code (as reported)	Claims
84537	3
84525	2
84522	1

2 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $12,159, contents $0, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	8	n/a
All homes	4,254	8	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.