Flood insurance claims in Utah by county
FEMA records 1,147 NFIP claims in Utah's counties, with $7.3 million paid. As of 3 August 2026, 3,169 NFIP residential policies were in force, equal to 0.3% of the state's residential structures.
| Salt Lake County | 406 | $1.7 million | 0.3% |
| Davis County | 185 | $1.1 million | 0.3% |
| Utah County | 105 | $504,943 | 0.3% |
| Weber County | 89 | $320,917 | 0.3% |
| Washington County | 64 | $1.2 million | 0.3% |
| Millard County | 48 | $774,494 | 0.1% |
| Summit County | 46 | $152,583 | 0.8% |
| Cache County | 42 | $132,077 | 0.2% |
| Iron County | 23 | $194,275 | 0.5% |
| Box Elder County | 18 | $292,350 | 0.2% |
| Sevier County | 15 | $35,504 | 1.0% |
| Uintah County | 14 | $80,456 | 0.5% |
| Sanpete County | 12 | $41,176 | 0.9% |
| Wasatch County | 12 | $39,547 | 0.7% |
| Carbon County | 9 | $332,489 | 0.5% |
| Morgan County | 9 | $10,887 | 0.9% |
| Grand County | 8 | $146,466 | 2.2% |
| Kane County | 8 | $81,913 | 0.5% |
| Tooele County | 7 | $62,474 | 0.2% |
| Duchesne County | 6 | $9,196 | 0.1% |
| Emery County | 6 | $12,159 | 0.2% |
| Juab County | 6 | $0 | 0.2% |
| Beaver County | 3 | $19,705 | 0.0% |
| Garfield County | 2 | $14,679 | 0.5% |
| Wayne County | 2 | $0 | 0.0% |
| Piute County | 1 | $3,672 | 1.7% |
| Rich County | 1 | $2,842 | 0.1% |
| Daggett County | 0 | $0 | 0.1% |
| San Juan County | 0 | $0 | 0.1% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.