Flood Claims Map

Utah

Flood insurance claims in Salt Lake County, Utah

FEMA records 406 National Flood Insurance Program claims in Salt Lake County, Utah, since 1978, with $1.7 million paid in total. The year with the most claims was 1982, with 112. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 16.5% of homes in the high-risk flood zone did.

NFIP claims on record406
Total paid$1.7 million
Claims with a payment225
Homes with NFIP policy0.3%
High-risk zone homes insured16.5%
Residential policies in force813

Claims by year of loss

1978: 1119781979: 111980: 101981: 21982: 11219821983: 651984: 401985: 131986: 1819861987: 41988: 11989: 21990: 019901991: 41992: 21993: 21994: 019941995: 11996: 21997: 01998: 119981999: 02000: 02001: 12002: 020022003: 22004: 12005: 22006: 620062007: 32008: 02009: 32010: 420102011: 142012: 22013: 12014: 420142015: 62016: 12017: 82018: 120182019: 32020: 32021: 62022: 320222023: 182024: 62025: 42026: 32026112

NFIP claims by year of loss, Salt Lake County, Utah

1978: $50,71019781979: $14,9891980: $1,5851981: $01982: $307,20819821983: $197,5251984: $493,8801985: $3,9891986: $104,40319861987: $1,4071988: $01989: $13,5461990: $019901991: $1891992: $01993: $901994: $019941995: $01996: $01997: $01998: $019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $33,67020062007: $26,3292008: $02009: $41,7072010: $102,68120102011: $41,7802012: $02013: $02014: $110,25920142015: $2,7302016: $02017: $32,4022018: $020182019: $02020: $02021: $7,6592022: $20,62820222023: $95,3992024: $4,3652025: $02026: $16,7652026$493,880

Paid on claims by year of loss (building, contents and increased cost of compliance), Salt Lake County, Utah

Named flood events with the most claims

Event (FEMA name)Claims
Flooding24
Tropical Storm Hilary1

ZIP codes with the most claims

ZIP code (as reported)Claims
8410795
8411658
8410427
8410623
8410521
8412119
8406513
8411113
8402012
8411712

48 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $300,110, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,89931316.5%
All homes324,7638130.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.