Flood Claims Map

Utah

Flood insurance claims in Summit County, Utah

FEMA records 46 National Flood Insurance Program claims in Summit County, Utah, since 1980, with $152,583 paid in total. The year with the most claims was 2023, with 8. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 8.9% of homes in the high-risk flood zone did.

NFIP claims on record46
Total paid$152,583
Claims with a payment28
Homes with NFIP policy0.8%
High-risk zone homes insured8.9%
Residential policies in force183

Claims by year of loss

1980: 119801981: 01982: 21983: 61984: 219841985: 01986: 11987: 01988: 019881989: 01990: 01991: 01992: 019921993: 01994: 01995: 01996: 019961997: 11998: 31999: 02000: 020002001: 02002: 02003: 02004: 220042005: 02006: 22007: 12008: 220082009: 02010: 32011: 52012: 020122013: 02014: 02015: 02016: 120162017: 02018: 02019: 12020: 220202021: 02022: 02023: 82024: 220242025: 18

NFIP claims by year of loss, Summit County, Utah

1980: $019801981: $01982: $2,1231983: $5,0491984: $3,08319841985: $01986: $1,2141987: $01988: $019881989: $01990: $01991: $01992: $019921993: $01994: $01995: $01996: $019961997: $10,3131998: $601999: $02000: $020002001: $02002: $02003: $02004: $6,63120042005: $02006: $20,1262007: $02008: $3,39920082009: $02010: $11,1832011: $22,2112012: $020122013: $02014: $02015: $02016: $020162017: $02018: $02019: $02020: $7,91120202021: $02022: $02023: $28,0062024: $5,88020242025: $25,394$28,006

Paid on claims by year of loss (building, contents and increased cost of compliance), Summit County, Utah

Named flood events with the most claims

Event (FEMA name)Claims
Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
8406019
8409810
840174
840554
840363
840332
840611

3 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $142,743, contents $9,840, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone672608.9%
All homes23,3071830.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.