Flood Claims Map

Washington

Flood insurance claims in Benton County, Washington

FEMA records 109 National Flood Insurance Program claims in Benton County, Washington, since 1978, with $1.5 million paid in total. The year with the most claims was 1996, with 34. As of 3 August 2026, 0.3% of homes here had an NFIP policy.

NFIP claims on record109
Total paid$1.5 million
Claims with a payment79
Homes with NFIP policy0.3%
High-risk zone homes insuredn/a
Residential policies in force188

Claims by year of loss

1978: 119781979: 31980: 71981: 01982: 219821983: 21984: 01985: 01986: 019861987: 01988: 01989: 11990: 519901991: 11992: 01993: 01994: 019941995: 61996: 341997: 21998: 019981999: 02000: 02001: 02002: 020022003: 02004: 02005: 02006: 020062007: 12008: 02009: 132010: 120102011: 112012: 12013: 02014: 020142015: 32016: 02017: 22018: 020182019: 12020: 02021: 02022: 020222023: 02024: 12025: 1134

NFIP claims by year of loss, Benton County, Washington

1978: $019781979: $6161980: $15,1211981: $01982: $6,78119821983: $01984: $01985: $01986: $019861987: $01988: $01989: $01990: $61,61719901991: $01992: $01993: $01994: $019941995: $27,5241996: $858,2961997: $11,8581998: $019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $13,5382008: $02009: $161,4042010: $25120102011: $43,3132012: $02013: $02014: $020142015: $43,8272016: $02017: $16,6722018: $020182019: $02020: $02021: $02022: $020222023: $02024: $02025: $238,998$858,296

Paid on claims by year of loss (building, contents and increased cost of compliance), Benton County, Washington

Named flood events with the most claims

Event (FEMA name)Claims
Flooding29
2025-12-AtmosphericRiver11

ZIP codes with the most claims

ZIP code (as reported)Claims
9932027
9935422
9935322
9935220
993509
993367
993381

75 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.2 million, contents $284,581, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0128n/a
All homes68,1201880.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.