Flood insurance claims in Washington by county
FEMA records 15,931 NFIP claims in Washington's counties, with $366.9 million paid. As of 3 August 2026, 23,122 NFIP residential policies were in force, equal to 0.9% of the state's residential structures.
| King County | 3,384 | $66.6 million | 0.8% |
| Lewis County | 2,102 | $82.7 million | 2.9% |
| Snohomish County | 1,961 | $37.1 million | 0.7% |
| Skagit County | 1,294 | $22.7 million | 4.9% |
| Whatcom County | 1,211 | $53.1 million | 1.9% |
| Pierce County | 1,106 | $26.0 million | 0.7% |
| Grays Harbor County | 921 | $14.0 million | 4.1% |
| Cowlitz County | 684 | $14.9 million | 2.0% |
| Thurston County | 387 | $6.5 million | 0.9% |
| Yakima County | 320 | $2.8 million | 0.9% |
| Mason County | 305 | $6.4 million | 1.2% |
| Island County | 279 | $4.1 million | 2.2% |
| Kittitas County | 255 | $3.4 million | 2.3% |
| Kitsap County | 229 | $4.2 million | 0.8% |
| Pacific County | 216 | $4.1 million | 2.3% |
| Chelan County | 183 | $3.0 million | 1.2% |
| Clark County | 162 | $2.3 million | 0.4% |
| Benton County | 109 | $1.5 million | 0.3% |
| Clallam County | 101 | $1.2 million | 0.8% |
| Walla Walla County | 100 | $1.9 million | 0.7% |
| Pend Oreille County | 99 | $1.6 million | 1.0% |
| Wahkiakum County | 93 | $1.8 million | 5.3% |
| Okanogan County | 89 | $478,776 | 0.8% |
| Spokane County | 62 | $1.8 million | 0.1% |
| Whitman County | 58 | $660,653 | 0.3% |
| Columbia County | 56 | $501,325 | 2.1% |
| Jefferson County | 53 | $623,025 | 1.0% |
| Klickitat County | 20 | $286,001 | 0.2% |
| Grant County | 18 | $80,819 | 0.5% |
| Skamania County | 15 | $333,937 | 0.4% |
| Stevens County | 15 | $61,426 | 0.3% |
| Lincoln County | 12 | $38,768 | 0.4% |
| San Juan County | 9 | $140,442 | 0.7% |
| Adams County | 8 | $9,901 | 0.1% |
| Asotin County | 4 | $54,480 | 0.1% |
| Douglas County | 4 | $50,029 | 0.2% |
| Ferry County | 4 | $53,740 | 0.3% |
| Garfield County | 2 | $95 | 1.1% |
| Franklin County | 1 | $0 | 0.1% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.