Flood insurance claims in Clark County, Washington

FEMA records 162 National Flood Insurance Program claims in Clark County, Washington, since 1980, with $2.3 million paid in total. The year with the most claims was 1996, with 64. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 28.5% of homes in the high-risk flood zone did.

NFIP claims on record162

Total paid$2.3 million

Claims with a payment113

Homes with NFIP policy0.4%

High-risk zone homes insured28.5%

Residential policies in force608

Claims by year of loss

NFIP claims by year of loss, Clark County, Washington

Paid on claims by year of loss (building, contents and increased cost of compliance), Clark County, Washington

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	63
Torrential rain	23
Mt. St. Helens Eruption	9
Winter storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
98671	40
98604	32
98674	27
98607	12
98686	9
98675	6
98661	6
98606	4
98660	4
98662	3

96 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.0 million, contents $319,763, increased cost of compliance $30,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,154	329	28.5%
All homes	159,508	608	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.