Flood Claims Map

Washington

Flood insurance claims in Jefferson County, Washington

FEMA records 53 National Flood Insurance Program claims in Jefferson County, Washington, since 1979, with $623,025 paid in total. The most claims in one year was 5, reached in 4 different years. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 17.1% of homes in the high-risk flood zone did.

NFIP claims on record53
Total paid$623,025
Claims with a payment35
Homes with NFIP policy1.0%
High-risk zone homes insured17.1%
Residential policies in force193

Claims by year of loss

1979: 319791980: 21981: 01982: 51983: 119831984: 01985: 01986: 11987: 019871988: 01989: 01990: 01991: 019911992: 01993: 11994: 31995: 119951996: 11997: 21998: 01999: 019992000: 02001: 12002: 22003: 320032004: 02005: 02006: 02007: 520072008: 02009: 12010: 12011: 020112012: 12013: 02014: 52015: 220152016: 22017: 12018: 12019: 120192020: 02021: 12022: 52023: 020232024: 02025: 15

NFIP claims by year of loss, Jefferson County, Washington

1979: $16,06519791980: $33,7671981: $01982: $16,9461983: $2,69419831984: $01985: $01986: $1,7531987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $16,6711995: $019951996: $19,4871997: $19,4171998: $01999: $019992000: $02001: $28,1582002: $3,2942003: $24,30020032004: $02005: $02006: $02007: $65,38520072008: $02009: $18,0452010: $02011: $020112012: $16,3242013: $02014: $47,9642015: $160,84920152016: $4,1322017: $2,8832018: $02019: $020192020: $02021: $02022: $124,8912023: $020232024: $02025: $0$160,849

Paid on claims by year of loss (building, contents and increased cost of compliance), Jefferson County, Washington

Named flood events with the most claims

Event (FEMA name)Claims
Winter storm5
Flooding4
2025-12-AtmosphericRiver1

ZIP codes with the most claims

ZIP code (as reported)Claims
9832019
9836813
983768
983396
983655
983312

37 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $560,833, contents $62,192, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone63110817.1%
All homes19,1391931.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.