Flood Claims Map

Washington

Flood insurance claims in Lewis County, Washington

FEMA records 2,102 National Flood Insurance Program claims in Lewis County, Washington, since 1978, with $82.7 million paid in total. The year with the most claims was 2007, with 639. As of 3 August 2026, 2.9% of homes here had an NFIP policy.

NFIP claims on record2,102
Total paid$82.7 million
Claims with a payment1,877
Homes with NFIP policy2.9%
High-risk zone homes insuredn/a
Residential policies in force1,035

Claims by year of loss

1978: 119781979: 01980: 431981: 11982: 119821983: 01984: 01985: 01986: 2719861987: 11988: 01989: 11990: 26419901991: 171992: 01993: 01994: 519941995: 251996: 5501997: 41998: 2819981999: 72000: 02001: 42002: 220022003: 72004: 22005: 12006: 9220062007: 6392008: 42009: 2142010: 020102011: 32012: 22013: 22014: 020142015: 392016: 12017: 12018: 120182019: 12020: 22021: 32022: 8820222023: 12024: 02025: 18639

NFIP claims by year of loss, Lewis County, Washington

1978: $2,45819781979: $01980: $290,0381981: $3851982: $019821983: $01984: $01985: $01986: $757,60619861987: $01988: $01989: $1,3391990: $4.8 million19901991: $162,9701992: $01993: $01994: $38,20119941995: $263,3381996: $15.2 million1997: $1,5581998: $775,84919981999: $110,5812000: $02001: $8,1662002: $50,86220022003: $220,8872004: $63,1402005: $103,2002006: $3.3 million20062007: $42.8 million2008: $5,3562009: $7.2 million2010: $020102011: $02012: $8192013: $35,1532014: $020142015: $900,8152016: $02017: $6,9622018: $020182019: $7732020: $1,1912021: $34,0482022: $4.8 million20222023: $39,1862024: $02025: $592,865$42.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Lewis County, Washington

Named flood events with the most claims

Event (FEMA name)Claims
Flooding775
Winter storm635
Torrential rain84
2025-12-AtmosphericRiver17
Mt. St. Helens Eruption6

ZIP codes with the most claims

ZIP code (as reported)Claims
98531984
98532808
98377149
9836152
9835618
9830416
9859111
9853811
9854410
985229

1,720 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $66.1 million, contents $14.5 million, increased cost of compliance $2.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0706n/a
All homes35,5071,0352.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.