Flood Claims Map

Washington

Flood insurance claims in Mason County, Washington

FEMA records 305 National Flood Insurance Program claims in Mason County, Washington, since 1978, with $6.4 million paid in total. The year with the most claims was 2007, with 67. As of 3 August 2026, 1.2% of homes here had an NFIP policy, and 21.9% of homes in the high-risk flood zone did.

NFIP claims on record305
Total paid$6.4 million
Claims with a payment256
Homes with NFIP policy1.2%
High-risk zone homes insured21.9%
Residential policies in force419

Claims by year of loss

1978: 119781979: 11980: 51981: 01982: 719821983: 21984: 01985: 01986: 419861987: 31988: 01989: 01990: 319901991: 01992: 01993: 11994: 2119941995: 111996: 61997: 401998: 419981999: 72000: 12001: 52002: 420022003: 182004: 12005: 02006: 620062007: 672008: 12009: 102010: 1220102011: 12012: 42013: 12014: 020142015: 42016: 32017: 22018: 120182019: 02020: 02021: 12022: 4020222023: 42024: 22025: 167

NFIP claims by year of loss, Mason County, Washington

1978: $1,58019781979: $1,3061980: $15,4671981: $01982: $24,09319821983: $01984: $01985: $01986: $56,36819861987: $7801988: $01989: $01990: $60,33719901991: $01992: $01993: $01994: $229,92819941995: $142,5591996: $29,1471997: $550,8081998: $41,38719981999: $23,8802000: $02001: $39,5542002: $17,07320022003: $184,2092004: $02005: $02006: $138,34220062007: $2.1 million2008: $2,4422009: $124,8622010: $122,18620102011: $02012: $128,8712013: $02014: $020142015: $34,1632016: $1,5432017: $18,7772018: $020182019: $02020: $02021: $13,8202022: $2.2 million20222023: $13,1082024: $48,9062025: $0$2.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Mason County, Washington

Named flood events with the most claims

Event (FEMA name)Claims
Winter storm64
Flooding18
Torrential rain3

ZIP codes with the most claims

ZIP code (as reported)Claims
98584161
9852844
9858842
9859212
9854111
9854810
982889
985248
985554
985461

207 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.6 million, contents $754,580, increased cost of compliance $86,210.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,56434321.9%
All homes35,2514191.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.