Flood Claims Map

Washington

Flood insurance claims in Okanogan County, Washington

FEMA records 89 National Flood Insurance Program claims in Okanogan County, Washington, since 1979, with $478,776 paid in total. The year with the most claims was 2018, with 13. As of 3 August 2026, 0.8% of homes here had an NFIP policy.

NFIP claims on record89
Total paid$478,776
Claims with a payment55
Homes with NFIP policy0.8%
High-risk zone homes insuredn/a
Residential policies in force183

Claims by year of loss

1979: 219791980: 01981: 01982: 41983: 1019831984: 41985: 11986: 21987: 019871988: 01989: 01990: 11991: 619911992: 01993: 01994: 01995: 019951996: 01997: 121998: 31999: 519992000: 02001: 22002: 02003: 020032004: 02005: 12006: 42007: 020072008: 32009: 02010: 02011: 220112012: 02013: 02014: 22015: 220152016: 02017: 92018: 132019: 020192020: 02021: 02022: 02023: 1202313

NFIP claims by year of loss, Okanogan County, Washington

1979: $41019791980: $01981: $01982: $2,5491983: $76,56219831984: $12,4331985: $01986: $4951987: $019871988: $01989: $01990: $14,4001991: $16,51219911992: $01993: $01994: $01995: $019951996: $01997: $20,9361998: $01999: $38,37419992000: $02001: $35,0002002: $02003: $020032004: $02005: $2,7842006: $22,2932007: $020072008: $9,7512009: $02010: $02011: $2,81820112012: $02013: $02014: $02015: $7,29620152016: $02017: $31,7132018: $184,4512019: $020192020: $02021: $02022: $02023: $02023$184,451

Paid on claims by year of loss (building, contents and increased cost of compliance), Okanogan County, Washington

ZIP codes with the most claims

ZIP code (as reported)Claims
9884426
9884021
988338
988557
988626
988415
988564
988492
988461
988841

43 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $441,871, contents $36,905, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0121n/a
All homes24,1041830.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.