Flood Claims Map

Washington

Flood insurance claims in Snohomish County, Washington

FEMA records 1,961 National Flood Insurance Program claims in Snohomish County, Washington, since 1978, with $37.1 million paid in total. The year with the most claims was 2006, with 329. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 27.3% of homes in the high-risk flood zone did.

NFIP claims on record1,961
Total paid$37.1 million
Claims with a payment1,600
Homes with NFIP policy0.7%
High-risk zone homes insured27.3%
Residential policies in force1,769

Claims by year of loss

1978: 219781979: 131980: 601981: 11982: 3319821983: 61984: 211985: 01986: 6219861987: 61988: 21989: 31990: 24119901991: 21992: 11993: 11994: 219941995: 1801996: 971997: 241998: 919981999: 272000: 12001: 12002: 1120022003: 1012004: 42005: 32006: 32920062007: 352008: 142009: 2152010: 7520102011: 182012: 362013: 52014: 1620142015: 1292016: 202017: 32018: 920182019: 62020: 182021: 52022: 820222023: 302024: 02025: 732026: 32026329

NFIP claims by year of loss, Snohomish County, Washington

1978: $2,17119781979: $49,3381980: $531,5551981: $01982: $125,25819821983: $3,4211984: $61,1471985: $01986: $597,27819861987: $42,7981988: $8,9601989: $48,1991990: $3.6 million19901991: $01992: $31,1191993: $01994: $6,10419941995: $2.8 million1996: $1.2 million1997: $217,4391998: $27,92519981999: $229,3852000: $02001: $6,0282002: $25,04620022003: $1.4 million2004: $75,2012005: $11,5802006: $7.9 million20062007: $1.3 million2008: $160,4622009: $3.5 million2010: $1.4 million20102011: $256,0332012: $754,8092013: $35,0702014: $2.8 million20142015: $2.0 million2016: $311,2292017: $45,4472018: $169,55420182019: $250,2292020: $499,1632021: $116,8002022: $242,01020222023: $680,0052024: $02025: $3.5 million2026: $12,0502026$7.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Snohomish County, Washington

Named flood events with the most claims

Event (FEMA name)Claims
Flooding377
Torrential rain303
2025-12-AtmosphericRiver71
Winter storm34
Mt. St. Helens Eruption1

ZIP codes with the most claims

ZIP code (as reported)Claims
98294316
98290297
98223296
98272215
98292141
98252133
98256121
9829692
9825157
9803643

1,539 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $31.4 million, contents $5.2 million, increased cost of compliance $457,747.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5,1011,39127.3%
All homes263,6891,7690.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.