Flood insurance claims in Yakima County, Washington

FEMA records 320 National Flood Insurance Program claims in Yakima County, Washington, since 1978, with $2.8 million paid in total. The year with the most claims was 1996, with 107. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 15.7% of homes in the high-risk flood zone did.

NFIP claims on record320

Total paid$2.8 million

Claims with a payment234

Homes with NFIP policy0.9%

High-risk zone homes insured15.7%

Residential policies in force721

Claims by year of loss

NFIP claims by year of loss, Yakima County, Washington

Paid on claims by year of loss (building, contents and increased cost of compliance), Yakima County, Washington

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	105
2025-12-AtmosphericRiver	5

ZIP codes with the most claims

ZIP code (as reported)	Claims
98903	83
98908	71
98937	54
98942	50
98901	18
98951	16
98948	7
98947	6
98932	3
98902	3

196 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.4 million, contents $421,044, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	4,105	646	15.7%
All homes	82,752	721	0.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.