Flood insurance claims in Jackson County, West Virginia

FEMA records 311 National Flood Insurance Program claims in Jackson County, West Virginia, since 1978, with $4.5 million paid in total. The year with the most claims was 1998, with 65. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 5.5% of homes in the high-risk flood zone did.

NFIP claims on record311

Total paid$4.5 million

Claims with a payment274

Homes with NFIP policy0.7%

High-risk zone homes insured5.5%

Residential policies in force72

Claims by year of loss

NFIP claims by year of loss, Jackson County, West Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Jackson County, West Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	101
Not a named storm	34
Tropical Storm Ivan	20
Summer severe storms	3

ZIP codes with the most claims

ZIP code (as reported)	Claims
25271	91
25248	78
26164	38
25275	32
25637	20
25241	20
25262	7
25252	7
25245	5
25244	2

157 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.0 million, contents $1.4 million, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	886	49	5.5%
All homes	10,928	72	0.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.