Flood insurance claims in West Virginia by county
FEMA records 27,290 NFIP claims in West Virginia's counties, with $378.3 million paid. As of 3 August 2026, 7,746 NFIP residential policies were in force, equal to 1.0% of the state's residential structures.
| Ohio County | 3,123 | $33.8 million | 3.4% |
| Kanawha County | 2,479 | $43.2 million | 1.5% |
| Logan County | 2,149 | $31.8 million | 2.4% |
| Mingo County | 1,679 | $30.4 million | 3.9% |
| McDowell County | 1,050 | $9.7 million | 4.6% |
| Wood County | 947 | $13.2 million | 0.6% |
| Greenbrier County | 943 | $25.7 million | 1.4% |
| Wyoming County | 923 | $14.2 million | 2.9% |
| Cabell County | 807 | $11.4 million | 0.9% |
| Harrison County | 786 | $5.7 million | 0.5% |
| Pocahontas County | 706 | $15.1 million | 2.0% |
| Marshall County | 541 | $4.3 million | 0.8% |
| Randolph County | 536 | $4.7 million | 1.1% |
| Wetzel County | 498 | $6.4 million | 1.6% |
| Brooke County | 488 | $6.4 million | 1.0% |
| Raleigh County | 479 | $4.5 million | 0.3% |
| Boone County | 477 | $3.9 million | 1.5% |
| Wayne County | 469 | $4.3 million | 1.0% |
| Gilmer County | 455 | $5.2 million | 1.3% |
| Mercer County | 437 | $5.2 million | 0.8% |
| Upshur County | 417 | $3.1 million | 1.0% |
| Barbour County | 377 | $3.5 million | 0.6% |
| Marion County | 371 | $5.8 million | 0.5% |
| Tucker County | 369 | $7.1 million | 1.7% |
| Hancock County | 365 | $4.0 million | 0.6% |
| Monongalia County | 361 | $3.2 million | 0.3% |
| Lincoln County | 344 | $4.3 million | 0.9% |
| Lewis County | 333 | $3.0 million | 0.8% |
| Berkeley County | 312 | $4.9 million | 0.3% |
| Summers County | 312 | $5.7 million | 1.2% |
| Jackson County | 311 | $4.5 million | 0.7% |
| Fayette County | 298 | $3.2 million | 0.6% |
| Putnam County | 290 | $3.3 million | 1.2% |
| Calhoun County | 264 | $2.4 million | 1.0% |
| Hampshire County | 261 | $4.2 million | 0.8% |
| Nicholas County | 216 | $8.7 million | 0.6% |
| Morgan County | 204 | $3.1 million | 1.0% |
| Webster County | 199 | $2.5 million | 1.4% |
| Mineral County | 192 | $1.9 million | 0.9% |
| Roane County | 189 | $3.3 million | 1.3% |
| Hardy County | 188 | $3.4 million | 0.6% |
| Grant County | 155 | $2.9 million | 0.5% |
| Jefferson County | 143 | $1.8 million | 0.8% |
| Mason County | 140 | $1.1 million | 0.6% |
| Preston County | 99 | $825,240 | 0.4% |
| Monroe County | 89 | $1.7 million | 0.3% |
| Clay County | 76 | $1.6 million | 1.3% |
| Pendleton County | 67 | $442,479 | 1.0% |
| Wirt County | 67 | $535,008 | 0.5% |
| Ritchie County | 65 | $440,801 | 0.4% |
| Tyler County | 59 | $378,307 | 0.6% |
| Doddridge County | 52 | $476,730 | 0.9% |
| Taylor County | 50 | $737,463 | 0.4% |
| Pleasants County | 43 | $535,902 | 0.8% |
| Braxton County | 40 | $509,139 | 0.5% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.