Flood Claims Map

West Virginia

Flood insurance claims in Kanawha County, West Virginia

FEMA records 2,479 National Flood Insurance Program claims in Kanawha County, West Virginia, since 1978, with $43.2 million paid in total. The year with the most claims was 2003, with 483. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 9.8% of homes in the high-risk flood zone did.

NFIP claims on record2,479
Total paid$43.2 million
Claims with a payment1,937
Homes with NFIP policy1.5%
High-risk zone homes insured9.8%
Residential policies in force1,159

Claims by year of loss

1978: 13619781979: 61980: 361981: 101982: 3419821983: 41984: 11985: 101986: 719861987: 41988: 01989: 561990: 219901991: 201992: 61993: 31994: 1419941995: 371996: 601997: 2031998: 13219981999: 32000: 652001: 362002: 1320022003: 4832004: 1482005: 52006: 1120062007: 342008: 182009: 472010: 10220102011: 72012: 52013: 332014: 1720142015: 812016: 3362017: 12018: 1420182019: 62020: 32021: 742022: 4720222023: 202024: 332025: 222026: 342026483

NFIP claims by year of loss, Kanawha County, West Virginia

1978: $266,87819781979: $25,6771980: $91,1061981: $3,6261982: $53,02819821983: $01984: $01985: $100,4831986: $19,31719861987: $10,6801988: $01989: $76,9801990: $019901991: $81,7581992: $11,0131993: $8,7911994: $6,39019941995: $463,5921996: $582,8041997: $2.4 million1998: $2.8 million19981999: $1,5772000: $780,2092001: $234,0242002: $42,66120022003: $5.1 million2004: $2.1 million2005: $26,0162006: $195,99720062007: $701,0952008: $142,2852009: $364,3662010: $1.4 million20102011: $20,8382012: $7,4132013: $358,0752014: $74,62520142015: $936,7772016: $18.7 million2017: $02018: $166,42120182019: $45,9982020: $5,1232021: $2.0 million2022: $1.1 million20222023: $548,7902024: $727,2102025: $273,9972026: $171,7742026$18.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Kanawha County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding367
Summer severe storms322
Tropical Storm Ivan48
West Virginia Flooding38
Not a named storm34
April 2007 Nor'easter32
Storm8
Heavy rains4

ZIP codes with the most claims

ZIP code (as reported)Claims
25071271
25045266
25312205
25177199
25313197
25320194
25302169
25306154
2538798
2506485

1,716 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $36.5 million, contents $6.6 million, increased cost of compliance $160,410.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone10,1731,0009.8%
All homes78,3141,1591.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.