Flood Claims Map

West Virginia

Flood insurance claims in Nicholas County, West Virginia

FEMA records 216 National Flood Insurance Program claims in Nicholas County, West Virginia, since 1978, with $8.7 million paid in total. The year with the most claims was 2016, with 70. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 6.8% of homes in the high-risk flood zone did.

NFIP claims on record216
Total paid$8.7 million
Claims with a payment174
Homes with NFIP policy0.6%
High-risk zone homes insured6.8%
Residential policies in force61

Claims by year of loss

1978: 119781979: 71980: 41981: 81982: 119821983: 01984: 01985: 21986: 419861987: 01988: 01989: 01990: 019901991: 11992: 01993: 01994: 019941995: 01996: 91997: 11998: 219981999: 02000: 12001: 262002: 120022003: 672004: 42005: 02006: 020062007: 02008: 02009: 02010: 020102011: 02012: 02013: 32014: 020142015: 02016: 702017: 02018: 020182019: 02020: 12021: 12022: 2202270

NFIP claims by year of loss, Nicholas County, West Virginia

1978: $54119781979: $2,3601980: $9,1901981: $1,2381982: $52519821983: $01984: $01985: $5,2071986: $29,44119861987: $01988: $01989: $01990: $019901991: $17,7091992: $01993: $01994: $019941995: $01996: $59,5261997: $4,1081998: $10,90719981999: $02000: $02001: $331,4442002: $020022003: $2.4 million2004: $12,9882005: $02006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $33,4352014: $020142015: $02016: $5.8 million2017: $02018: $020182019: $02020: $4,2282021: $02022: $8,3162022$5.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Nicholas County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Summer severe storms68
Heavy rains26
Flooding13
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
26261150
2665114
2620512
2661011
262027
250595
262062
266762
266902
266562

146 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.4 million, contents $2.3 million, increased cost of compliance $28,559.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone703486.8%
All homes11,078610.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.