Flood Claims Map

West Virginia

Flood insurance claims in Pendleton County, West Virginia

FEMA records 67 National Flood Insurance Program claims in Pendleton County, West Virginia, since 1978, with $442,479 paid in total. The year with the most claims was 1996, with 46. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 6.5% of homes in the high-risk flood zone did.

NFIP claims on record67
Total paid$442,479
Claims with a payment54
Homes with NFIP policy1.0%
High-risk zone homes insured6.5%
Residential policies in force46

Claims by year of loss

1978: 119781979: 01980: 01981: 01982: 019821983: 01984: 01985: 91986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 11994: 119941995: 01996: 461997: 01998: 019981999: 12000: 02001: 12002: 020022003: 42004: 12005: 02006: 020062007: 02008: 02009: 02010: 020102011: 02012: 02013: 02014: 020142015: 02016: 02017: 02018: 020182019: 12020: 02021: 02022: 020222023: 02024: 146

NFIP claims by year of loss, Pendleton County, West Virginia

1978: $3,99419781979: $01980: $01981: $01982: $019821983: $01984: $01985: $137,4481986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $2,0881994: $1,15519941995: $01996: $148,5861997: $01998: $019981999: $02000: $02001: $02002: $020022003: $17,0642004: $20,5692005: $02006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $02014: $020142015: $02016: $02017: $02018: $020182019: $15,7482020: $02021: $02022: $020222023: $02024: $95,828$148,586

Paid on claims by year of loss (building, contents and increased cost of compliance), Pendleton County, West Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding25
Hurricane Fran24

ZIP codes with the most claims

ZIP code (as reported)Claims
2680714
2681413
2680412
268849
268669
268153
268023
268862
268471

42 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $397,382, contents $45,097, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone492326.5%
All homes4,704461.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.