Flood insurance claims in Preston County, West Virginia

FEMA records 99 National Flood Insurance Program claims in Preston County, West Virginia, since 1978, with $825,240 paid in total. The year with the most claims was 1996, with 25. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 10.4% of homes in the high-risk flood zone did.

NFIP claims on record99

Total paid$825,240

Claims with a payment81

Homes with NFIP policy0.4%

High-risk zone homes insured10.4%

Residential policies in force55

Claims by year of loss

NFIP claims by year of loss, Preston County, West Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Preston County, West Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	47
Not a named storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
26425	32
26444	12
26537	12
26525	9
26542	8
26374	5
26519	5
26764	4
26547	2
26003	2

57 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $730,857, contents $94,384, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	450	47	10.4%
All homes	13,506	55	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.